The forum was organised from Mar. 11 to 12 at Oakwood Premier Hotel, Phnom Penh by the Digital Economy and Business Committee, with support from the Capacity Building Research and Development Fund of the Ministry of Post and Telecommunications.

H.E. Kong Marry, Secretary State at the Ministry of Economy and Finance and Secretary General of the General Secretariat of Digital Economy and Business Committee, presided over the event with the participation of H.E. Keo Sothie, Secretary of State at the Ministry of Post and Telecommunications, along with representatives from various government ministries and institutions, private sector, educational institutions, associations, and development partners.

The forum aimed to foster the exchange of new ideas, innovations and experiences related to the digital economy, and promote the building of networks and business communities and the digital economy in Cambodia.

The two-day Digital Economy Forum 2025 featured presentations and discussions focusing on the overall aspects of the digital economy and society, digital transformation for enterprises, digital literacy and skills for enterprises, cybersecurity, data protection, digital assets and digital payments.

Each presentation sparked lively discussions, drawing valuable insights from distinguished speakers and participants.

In his keynote address, H.E Kong Marry highlighted how digitalisation can drive innovation, create new business models, and improve productivity across the private sector and the broader economy.

“The rapid development of digital technology and the potential of digitalisation accelerate the growth of Cambodia’s digital economy by bringing new business models, promoting innovation, and increasing productivity and efficiency in both the private sector and the economy as a whole,” he said.

He encouraged businesspeople and the public to embrace and use digital tools to maximise their benefits, aiming to promote the development of Cambodia’s digital economy and society.

The forum attracted a total of 256 participants on the first day and 148 on the second, fostering robust discussions on the future of digital economy in Cambodia.

The Committee on Digital Economy and Business has committed to continuing these forums in the years to come, solidifying its role in driving Cambodia’s digital transformation.

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The signing ceremony of a Memorandum of Understanding was held on Tuesday, 26 November 2024 and was presided by Ms CHAM Nimul, Minister of Commerce and also participated by representatives of the Ministry, ACLEDA Bank PLC, the private sector, associations, and small and medium enterprises.

The signing of this Memorandum of Understanding with ACLEDA Bank Plc will mark a special event in the advancement of public-private partnerships to help small and medium enterprises in Cambodia increase economic opportunities by selling made-in-Cambodia products to domestic and foreign customers or other business partners.

It will especially contribute to facilitating small and medium enterprises that are CambodiaTrade vendors in receiving payments more conveniently, quickly, and securely through digital payments without using cash.

The memorandum also outlines cooperation in training and sharing digital financial knowledge for SMEs registered with the CambodiaTrade.

The Ministry of Commerce has officially launched the CambodiaTrade e-marketplace for SMEs to list their products free of charge since 31 March 2022, which allows them to reach a broader market in Cambodia and overseas, granting access to the growing global digital economy. As of November 2024, 170 SMEs have been approved to list their products on CambodiaTrade, with a total of 1,700 products.

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Through this collaboration, they will offer their customers the country’s popular and secure payment methods for enhanced convenience in cashless transactions.

The​ partnership​ introduces​ an​ Account-on-File​ (AoF)​ feature,​ allowing​ Grab​ users​ to​ securely​ link​ their​ accounts​ within​ the​ Grab​ app​ for​ hassle-free,​ automatic​ payments.​

Once​ the​ ABA​ account​ is​ linked,​ users​ can​ pay​ seamlessly​ for​ rides​ and​ food​ deliveries​ without​ any​ extra​ steps.​ This​ integration​ enhances​ the​ convenience​ and​ security​ of​ cashless​ transactions,​ benefiting​ millions​ of​ customers​ across​ Cambodia.

Additionally,​ the​ PayWay​ Plus​ platform,​ powered​ by​ Visa’s​ CyberSource​ solution,​ was​ chosen​ as​ Grab’s​ new​ local​ payment​ gateway​ for​ processing​ all​ card​ payments​ within​ Cambodia.​

This​ shift​ to​ a​ local​ gateway​ improves​ Grab’s​ transaction​ management​ and​ reliability​ while​ supporting​ various​ payment​ methods,​ including​ Visa,​ Mastercard,​ and​ UPI​ cards.​

“Grab’s​ mission​ has​ always​ been​ to​ drive​ Southeast​ Asia​ forward.​ By​ partnering​ with​ ABA​ Bank,​ we​ are​ taking​ a​ significant​ step​ towards​ providing​ our​ users​ with​ a​ seamless​ and​ secure​ digital​ payment​ experience,”​ said​ Kang​ Sovannarot,​ Cambodia​ Country​ Head​ of​ Grab.​

“This​ partnership​ is​ a​ testament​ to​ our​ commitment​ to​ bring​ more​ value​ to​ our​ users.” He added.

ABA Bank partners with Grab to offer seamless, secure digital payments, enhancing convenience and supporting a cashless, digital economy in Cambodia, says Zokhir Rasulov, ABA’s Chief Digital Officer.

“We’re simplifying transactions for millions by integrating ABA PayWay’s Account-on-File into the Grab app. We’re excited to keep innovating with Grab to meet customer needs and support Cambodia’s digital transformation,” he concluded.

ABA PayWay enables businesses in Cambodia to accept online and in-store payments from any banking app and local or international cards. Customers can pay seamlessly in USD and KHR via ABA Pay, KHQR, Visa, Mastercard, UPI, JCB, Alipay, and WeChat. With this platform, businesses can monitor transactions in real time and benefit from the secure PCI-DSS-compliant integration. ​

Overview of ABA PayWay

ABA PayWay is a prominent online payment gateway in Cambodia, provided by Advanced Bank of Asia Ltd. (ABA Bank). It is designed to facilitate e-commerce transactions, allowing businesses to accept various forms of payment from customers.

Key Features:

• Multiple Payment Options: ABA PayWay supports payments through major credit cards such as Visa, Mastercard, and UnionPay, as well as local payment methods like the ABA PAY QR code. This variety ensures that businesses can cater to a broad customer base.
• Merchant Portal: The platform offers a comprehensive merchant portal where businesses can manage transactions, issue refunds, and handle invoicing. Users can also manage roles and access permissions within the portal.
• Easy Integration: The gateway can be integrated into e-commerce platforms like WooCommerce with minimal technical expertise required. This ease of setup allows businesses to quickly start accepting payments online.

Setting Up

To utilize PayWay, businesses must follow these steps:

1. Business Registration: Companies need to be legally registered in Cambodia.
2. Open a Business Bank Account: A business account with ABA Bank is necessary to receive payments.
3. Integration Process: Businesses can integrate the payment gateway using the provided API documentation and code samples, primarily in PHP. A sandbox environment is available for testing before going live.

Benefits

• Cost Efficiency: The service is designed to minimize setup costs and does not require extensive technical knowledge for integration.
• Real-Time Monitoring: Merchants can monitor transactions in real-time, providing immediate insights into sales performance.
• Support for Local Payments: The inclusion of KHQR codes allows for easy payments directly from bank accounts, enhancing convenience for customers who prefer local payment methods.

Conclusion

ABA PayWay stands out as a reliable solution for Cambodian businesses looking to expand their online payment capabilities. Its comprehensive features and user-friendly integration process make it an attractive option for both new and established e-commerce platforms in the region.

The post ABA and Grab Forge Strategic Partnership to Enhance Payment Solutions first appeared on Estatedia | Economy & Real Estate Media in Cambodia.

To answer this, let’s explore the key areas where Cambodia is showing rapid progress and development that hint at a similar path Singapore took.

1. Economic Growth and Development

According to the world bank, Cambodia’s economic landscape has undergone significant transformation over the past two decades. Between 1995 and 2019, the country achieved an average annual GDP growth rate of 7.6%, positioning it among the fastest-growing economies globally. This economic progress has been sustained by strategic investments in sectors such as real estate, tourism, manufacturing, and the growing digital economy.

Foreign direct investment (FDI) has been pivotal, with China as a primary contributor, investing significantly in infrastructure projects, real estate developments, and manufacturing since 2005. As of 2022, Cambodia’s FDI inflows were approximately $3.58 billion, a testament to the country’s growing appeal as an investment destination (Statista, 2022). Other countries, such as South Korea and Japan, have also made substantial contributions, particularly in real estate, agriculture, and finance. This flow of FDI has created job opportunities, expanded Cambodia’s middle class, and fueled demand for urban infrastructure in rapidly developing cities like Phnom Penh and Sihanoukville.

Additionally, Cambodia’s strategic location in Southeast Asia provides easy access to major sea lanes which provides easy access to essential trading routes, enhancing its appeal as a regional hub. In a way similar to Singapore, Cambodia is leveraging its geographical location to attract foreign investments and foster economic integration within ASEAN.

2. Real Estate Boom and Urbanization

Cambodia’s real estate sector is experiencing a period of rapid growth, particularly in its capital, Phnom Penh. High-rise buildings, luxury condominiums, and mixed-use developments are transforming the city’s skyline, indicating a thriving demand for both residential and commercial properties. Districts such as Toul Tum Poung and Boeung Keng Kang (BKK1) have emerged as vibrant hubs for new projects, drawing both local and international investors who recognize Phnom Penh’s potential as a rising urban center (CBRE Cambodia, 2023).

This growth is further supported by major infrastructure projects aimed at enhancing connectivity and accessibility. Notable developments include new road networks, the construction of the Techo Takhmao International Airport, and extensive expressway systems. The Techo Takhmao International Airport, scheduled to open in phases beginning next year, is expected to initially accommodate 13 million passengers, with a projected expansion to 50 million by 2050 (The Sun, 2024).

At the center of this real estate expansion is Realestate.com.kh, Cambodia’s leading online real estate platform. By providing a trusted, accessible marketplace, Realestate.com.kh connects developers, agents, and buyers, facilitating property transactions on a national scale. As the exclusive marketing partner for many major projects, Realestate.com.kh is instrumental in driving awareness and building demand for new developments across Cambodia. This role not only aids in promoting high-quality projects but also strengthens investor confidence by ensuring a streamlined and transparent buying process.

Realestate.com.kh’s Connect Center has also been a game-changer, creating a space where agents and developers receive support, professional training, and access to the best tools for reaching potential buyers. This initiative is enhancing service standards across the industry, helping Cambodia’s real estate sector grow more connected, professional, and investor-friendly.

For buyers and investors, this real estate boom represents a promising opportunity. As property values in Phnom Penh continue to appreciate, developments are emerging that combine luxury living with affordability, attracting both high-end investors and young professionals. New projects are being introduced with attractive starting prices, making the dream of urban living more accessible. From affordable condos to upscale residences, the real estate market in Cambodia is evolving to cater to a diverse range of buyers, much like the early years of Singapore’s property development boom.

With these factors in play, Cambodia’s real estate market is poised for sustained growth. Investors looking for high returns are increasingly drawn to the country’s affordable property prices, strategic location, and rapidly expanding urban infrastructure. Realestate.com.kh’s expertise and influence in the market will likely continue to drive this sector forward, solidifying Cambodia’s place as a future economic and urban powerhouse in Southeast Asia.

3. Tourism and Cultural Appeal

Tourism remains a significant driver of Cambodia’s economy. In 2023, Cambodia welcomed approximately 5.43 million international tourists, marking a notable increase of 139.5% from the previous year’s 2.27 million arrivals, highlighting the resilience and importance of the sector (Tourism Cambodia, 2023). While the iconic Angkor Wat continues to attract global attention, Cambodia is diversifying its tourism portfolio with new developments in eco-tourism resorts, cultural heritage sites, and luxury hospitality projects. For instance, eco-tourism initiatives saw a 250% increase in visitors, with 341,621 domestic and foreign tourists recorded in the first four months of 2022 compared to the same period in 2021 (B Consulting Cambodia, 2022).

Singapore’s success as a tourism destination was also built on a mix of cultural heritage, innovative attractions, and exceptional hospitality. Cambodia is following suit, broadening its tourism appeal and creating sustainable tourism experiences that highlight its cultural and natural assets.

4. Emphasis on Digital Transformation

The digital economy is a priority for Cambodia’s government as it works toward a more connected future. Initiatives to promote digital literacy, expand internet access, and encourage technology startups are gaining momentum. Programs like the Cambodia Digital Economy and Society Policy Framework 2021–2035 set ambitious targets for digital transformation, aiming to make Cambodia a leader in Southeast Asia’s digital landscape.

Singapore’s own transformation into a digital economy powerhouse was driven by government support for technology adoption, education, and infrastructure. Cambodia’s current path mirrors this with a focus on digital skills development, e-commerce growth, and tech innovation.

5. Special Economic Zones (SEZs) and Free Trade

Cambodia has established several SEZs, which offer tax incentives and infrastructure support to attract foreign companies. These zones are part of Cambodia’s strategy to create a competitive manufacturing base, particularly in garment manufacturing, electronics, and automotive parts. With the signing of free trade agreements with China and South Korea, Cambodia is positioning itself as a gateway for goods and services into ASEAN markets.

Singapore’s economic success was largely based on its ability to leverage trade agreements and offer business-friendly environments for foreign companies. Cambodia is pursuing a similar strategy, striving to create a more open and efficient economy that attracts global investment.

6. Commitment to Education and Skill Development

Singapore’s rise was fueled by investments in education and a focus on skills development. Cambodia is beginning to make strides in this area as well. The government, with the support of international partners, is investing in education reforms aimed at improving literacy, digital skills, and vocational training. New universities and technical institutes are emerging to meet the needs of a growing workforce that is increasingly connected and tech-savvy.

While Cambodia’s education system still faces challenges, these efforts show a commitment to building a skilled workforce. As more young Cambodians enter the job market with relevant skills, the country’s economy will benefit from a talent pool that supports its growing industries.

7. Future Outlook

In the years ahead, Cambodia has the potential to emerge as a competitive player in Southeast Asia’s economy. With the right mix of government policies, foreign investments, and local initiatives, Cambodia could indeed chart a path similar to Singapore’s. By embracing modernization while preserving its unique culture, Cambodia has the opportunity to create its own success story and become a dynamic, prosperous nation.

Conclusion: Cambodia’s Journey Toward a Bright Future

While Cambodia may not yet be “the new Singapore,” its transformation is certainly capturing the world’s attention. With robust economic growth, a thriving real estate market, digital transformation, and a commitment to sustainable development, Cambodia is well on its way to becoming an influential player in the region. The next decade will be crucial, as Cambodia continues to build on its strengths and address its challenges.

As investors, citizens, and stakeholders, supporting Cambodia’s vision for the future is essential. Through strategic planning, innovation, and international partnerships, Cambodia can build a future that rivals the success of its Southeast Asian neighbors, including Singapore.

The post Emerging Giant: How Cambodia is Following in Singapore’s Footsteps first appeared on Estatedia | Economy & Real Estate Media in Cambodia.

Regional Leadership: The partnership is a strategic step towards establishing Cambodia as a regional leader in innovation, particularly in blockchain and AI.
Smart City Development: The collaboration will focus on developing smart city infrastructure using blockchain technology, enhancing efficiency and security.
Innovation Ecosystem: The partnership will foster a national innovation ecosystem, promoting research, technological innovation, and entrepreneurial growth.
Data Sovereignty: DFINITY’s commitment to data sovereignty aligns with Cambodia’s goals for digital independence.

PHNOM PENH: The Ministry of Industry, Science, Technology & Innovation (MISTI) has made a strategic move to position Cambodia as a regional leader in innovation through a partnership with the DFINITY Foundation, a Swiss nonprofit specializing in blockchain and AI.

This collaboration, announced in an AKP press release on Sunday, aims to transform Cambodia into a knowledge hub for emerging technologies by leveraging the Internet Computer Protocol (ICP). ICP’s scalability, immutability, transparency, and smart contract capabilities will be instrumental in achieving this goal.

The partnership will focus on developing sovereign cloud technology and exploring practical applications for smart city infrastructure. Cambodian entities will also have the opportunity to collaborate with global and local academic institutions, fostering joint research and innovation projects.

H.E. Dr. Hul Seingheng, Undersecretary of State of MISTI: “This partnership marks a significant step in Cambodia’s technological advancement… By incorporating blockchain technology into national infrastructure projects, we aim to create secure, transparent, and scalable solutions that will advance smart city efforts and enhance the overall digital economy and society.”

H.E. Dr. Try Sophal, Director General of MISTI’s General Department of Science, Technology & Innovation: “We envision not only transformative technological advancements but also the cultivation of a robust technological landscape that will empower our economy and society for years to come.”

Dominic Williams, Founder and Chief Scientist at DFINITY: “We believe that blockchain and AI technology can offer a truly transformative impact on Cambodia’s technological and digital infrastructure… ICP’s scalability and transparency will empower Cambodia to develop smart cities that operate on secure, transparent, and immutable infrastructure.”

The LOI with Cambodia is part of DFINITY’s ongoing efforts to support innovation and knowledge sharing globally. The foundation is also focused on engaging with entrepreneurs and tech-focused organizations in Southeast Asia.

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STRENGHT: Strategic Location, Established Infrastructure

MPSEZ said, the Cambodian government has prioritized Preah Sihanouk’s development due to its strategic location. The province boasts Cambodia’s prime trading hub with unparalleled seaport and airport access, making it an ideal location for international trade. Additionally, Preah Sihanouk benefits from established Special Economic Zones and strong infrastructure, ensuring smooth operations for businesses.

OPPORTUNITIES: Investment Opportunities Abound

Preah Sihanouk offers a plethora of opportunities for investors. The emergence of the Regional Comprehensive Economic Partnership (RCEP) creates new trading dynamics, allowing businesses to optimize their industrial and supply chains.

According to the MPSEZ’s written on the official page, robust macroeconomic conditions pave the way for exploring new industrial opportunities, while exciting new government policies offer additional advantages. Cambodia’s thriving digital economy presents groundbreaking opportunities for forward-thinking businesses seeking a foothold in Asia’s digital future.

PAS: A Model of Success

The success of Sihanoukville Autonomous Port (PAS), Cambodia’s key international port, exemplifies the region’s potential. PAS recently reported a 24.4% revenue increase in the first four months of 2024 compared to 2023, highlighting the economic momentum of Preah Sihanouk.

Government Support for Real Estate Recovery

Recognizing a recent slowdown in real estate investment, the Cambodian government has taken proactive steps. In April 2024, a working group led by Dr. Hean Sahip, Secretary of State of the Ministry of Economy and Finance, approved six new investment projects in Sihanoukville.

These projects, encompassing diverse sectors like housing developments and hotels, represent a combined US$73 million investment and are expected to kickstart economic activity. This government support signals a commitment to revitalizing the real estate sector and strengthening Preah Sihanouk’s economic future.

Government Commitment to Development

The Cambodian government is actively shaping Preah Sihanouk’s future. A recent meeting led by Deputy Prime Minister Dr. Aun Pornmoniroth focused on finalizing the draft report for the “Master Plan to Develop Preah Sihanouk Province into a Model Multi-Purpose Special Economic Zone” and the accompanying “Action Plan Report.” This commitment to comprehensive development ensures a bright future for the region.

Invest in Preah Sihanouk and unlock your business potential in Cambodia’s thriving economic hub!

The post MPSEZ’s vision on Sihanoukville: An International Gateway, A National Development Pole, An ASEAN Metropolis first appeared on Estatedia | Economy & Real Estate Media in Cambodia.

In her keynote address, H.E. Cham Nimul highlighted Cambodia’s vibrant and promising business climate. She emphasized the country’s remarkable economic growth, averaging over 7% annually for the past two decades. This success, she attributed to a strong foundation of political stability, sound economic policies, and a government that actively fosters public-private dialogue.

The MOC, working collaboratively with the MOT, is actively developing frameworks to facilitate competitive business operations and enhance the overall business environment.

Cambodia’s foreign direct investment (FDI) is projected to surge in 2024, reaching an estimated US$4.25 billion, which translates to roughly 9.0% of the country’s GDP. This optimistic forecast comes amidst a flurry of investment activity in key sectors.

Minister Cham Nimul encouraged investors to explore the vast potential Cambodia offers, from its growing economy and strategic location to its advancements in the digital sphere.

Cambodia’s commitment to digital transformation was also a key focus. The Minister highlighted several government initiatives, including the Cambodia Data Exchange (CAMdx), verify.gov.kh, the National Single Window, CambodiaTrade.com, the Digital Economy and Society Policy Framework, the Digital Skill Development Road Map, and digital payment systems like Bakong.

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On May 27th, a workshop titled “Beyond Borders: Bringing Cambodian Products to the Global Market Through Alibaba.com” attracted over 350 local entrepreneurs. H.E. Mrs. Cham Nimul, the Minister of Commerce, addressed the workshop, emphasizing the vast potential of Alibaba’s platform. She explained how it allows Cambodian businesses to showcase their products and increase export sales.

Alibaba.com provides a platform to enter the giant Chinese market, initially through retail sales. As highlighted by Mr. Lor Vichet, Vice President of the Cambodia-Chinese Commerce Association (CCCA), this initial step allows businesses to test the waters and establish brand recognition for Cambodian products.

He added, this could pave the way for future wholesale opportunities. The platform grants businesses the opportunity to showcase their products to a global audience. Listing products online allows businesses to tap into new international markets, leading to a significant boost in sales.

The Ministry of Commerce and Alibaba signed a Memorandum of Understanding in October 2023. This collaboration aims to directly sell Cambodian products in China and ASEAN countries through the eWTP Platform, further promoting e-commerce in Cambodia.

This partnership aligns with Cambodia’s broader strategy to propel its digital economy forward. The Royal Government of Cambodia is actively investing in infrastructure development and promoting e-commerce adoption among both businesses and consumers.

While Cambodia’s e-commerce sector is still young, it’s experiencing rapid growth. The partnership with Alibaba is expected to accelerate this growth and solidify Cambodia’s position as a key player in the region’s e-commerce landscape.

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Organised in Tokyo on May 8 by the Council for the Development of Cambodia (CDC) in collaboration with ASEAN-Japan Centre (AJC) and Japan External Trade Organisation (JETRO), the workshop was presided over by H.E. SUN Chanthol, Deputy Prime Minister and First Vice President of the CDC, accompanied by H.E. TUY Ry, Ambassador of Cambodia to Japan, with participation of some 150 representatives from foreign missions in Japan, Japan’s Ministry of Economy, Trade and Industry, Japan-Cambodia Friendship Parliamentary League, Japan Cambodia Association and private sector.

On the occasion, H.E. SUN Chanthol highlighted Cambodia’s potential to be an investment hub such as political stability, positively stable macroeconomic situation, dynamic young workforce, Royal Government of Cambodia (RGC)’s tendency to support business growth, attractive and favourable investment scheme, intermodal infrastructure being developed interconnectedly, and more.

The CDC vice president was optimistic that Japanese businessmen and investors would visit Cambodia to study business and investment opportunities in person, and bring back current investment environment in Cambodia to Japanese business community in a greater extent.

Guest speakers from the private sector also joined in the discussion forum about investment potentials in new areas in Cambodia, by stressing the ease of doing business, diversification of investment activities, and RGC’s proactive policy support on renewable energy, green production chain, and digital economy that are in line with regional and global tendency.

H.E. SUN Chanthol also chaired the launch of business matching meeting programme between Cambodia Oknha Association, Cambodia Chamber of Commerce, and Japan Cambodia Association, followed by an interview given to Nikkei.

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The intention was unveiled while the delegation, composed of senior representatives of three Chinese companies, namely Management Venture Asia (Cambodia), Toyo Ventures Holdings Berhad, and China Energy Engineering Corporation, paid a courtesy call on H.E. Sun Chanthol, Deputy Prime Minister and First Vice President of the Council for the Development of Cambodia (CDC), at the CDC headquarters on April 25.

On the occasion, H.E. Sun Chanthol expressed welcome the Chinese investors’ interest to the above-said sectors, and persuaded his guests why Cambodia should be a good investment hub by raising about favourable investment environment, peace, inflation stability, and exchange rate stability.

The Cambodian DPM also mentioned about availability of Cambodia’s market which is connected to those in region and the world, the openness of Cambodian investment law which allow foreign investors to own 100-percent rights for their business in the country, attention to the development of supporting physical infrastructure, and other infrastructure projects under construction across the nation.

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